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Paying for School

Figuring out how to pay for college can seem like an overwhelming and intimidating process. But it doesn't have to be. In this section you'll learn about all the types of financial aid available, where to find them, and how and when to apply. You'll also learn how to manage your college loans while in school and after graduation.

Scholarships and Grants

Scholarships and grants are both types of financial aid that do not need to be paid back. They are the first type of financial aid you should seek.

Types of Student Loans

Student loans are designed to help students and their families pay for education-related expenses. There are 2 types of student loans — federal student loans and private student loans. Find out how and when to apply for student loans, and why your credit score is an important factor.

Manage Student Loans

Follow the useful guidelines in this section to ensure that you manage your student loans responsibly, both while in school and after graduation.

Repay Student Loans

Find out how student loan repayment works, and what your options are if you're having trouble making your loan payments.

Consolidate Student Loans

What is loan consolidation? Is it right for you? What would your new payments be if you consolidated your private student loans? Find all the answers here.

Glossary of Terms

Student loan and student loan consolidation terms and definitions.

Student Loan FAQs

Here you'll find the answers to a list of our most frequently asked questions about private student loans and private consolidation loans.

Student Loan Calculators

Use these calculators to figure out your in-school expenses and the income sources that will cover them. Also, estimate your monthly payment amounts when you repay your private student loan or private consolidation loan from Education Finance Partners.