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Private Student Loans

A private student loan, also known as an alternative student loan, is a credit-based consumer loan that can be used for any education-related purpose. If scholarships, grants and federal student loans don't cover all your education expenses, an Education Finance Partners Private Student Loan may be the perfect solution for you.

What Are Private Student Loans?

Discover all you need to know about private student loans including what they are and who is eligible to apply for these types of loans.

How Do Private Student Loans Compare to Other Options?

See how a private student loan from Education Finance Partners compares to borrowing against a 401(k), a home equity loan, investments or savings, and credit cards.

Is a Private Student Loan Right for You?

Find out if you're a good candidate for a private student loan from Education Finance Partners.

Things to Consider Before Borrowing a Private Student Loan

Before you apply for a private student loan, take these factors into consideration.

Calculate Your Loan Payments

Use our student loan calculator to estimate the monthly payments for the education loans you expect to borrow.

The Importance of Credit

Private student loans are credit-based consumer loans. This means that the interest rates are calculated based on the borrower's credit history. Discover the importance of credit and how to attain a high FICO® score.

Paying for School

Apply Now for a
Private Student Loan

Our application is fast and secure. You can save along the way, or submit for your instant loan decision.

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Retrieve a saved application, view the status of your loan, and more.